Digital Lending Business Analyst

Overview

We are looking for a skilled professional to develop and enhance digital platforms that support financing for electric vehicles, rooftop solar, and green energy MSME businesses. This role involves creating seamless digital experiences for partners, vendors, dealers, customers, and sales teams while ensuring compliance with regulatory requirements and integrating advanced technologies like AI and machine learning.

Key Responsibilities

• Develop and improve digital platforms for financing electric vehicles, rooftop solar, and green energy MSME businesses.
• Create end-to-end digital journeys for partners, vendors, dealers, OEMs, customers, and sales teams.
• Design and document business requirements, test cases, and solution documents.
• Lead requirement workshops and translate requirements for internal and external developers.
• Manage IT partner deliveries, track project management activities, and oversee a small team of business analysts and testers.
• Conduct API integration testing, monitor logs, and ensure smooth integration with fintech services.
• Coordinate with technology teams and external vendors for product launches and user journey implementations.
• Stay updated on regulatory and compliance requirements for NBFC/Fintech and incorporate AI/ML/NLP use cases in digital lending.

Requirements

• 6-8 years of experience in NBFC, fintech, or bank digital teams, specifically in digital lending.
• Proven experience creating digital journeys and assets in lending, including CRM, lead management, customer and partner portals (web and mobile), digital marketing tools, and chatbots.
• Strong understanding of regulatory and compliance requirements for NBFC/Fintech.
• Knowledge of AI, ML, NLP applications in digital lending and familiarity with account aggregator platforms.
• Lending domain knowledge; experience with Loan Origination Systems (LOS) and Loan Management Systems (LMS) is a plus.
• Ability to think innovatively and deliver business-oriented digital solutions.
• Excellent stakeholder management and documentation skills.
• Experience managing small teams and coordinating with external partners and vendors.
• Proficiency in API integration testing and related tools.